www.chicagotribune.com/travel/la-tr-wreck-20110626,0,33083.story
Above link from the Chicago Tribune is good advice on car rental insurance coverage.
One big mistake car renters make is assuming personal insurance coverage also covers a rental car. Maybe not. . .
- If the driver is not listed on the rental contract as an extra driver, his/her or the personal auto insurance coverage of the renter might not cover costs associated with damage to the rental. (The more economical car insurance companies charge a fee for extra drivers, so sometimes is less expensive to go with a premium car rental company when more than one person will be driving the rental car.)
- If damage to the rental car due to something prohibited in the rental contract (e.g., driving off-road or even a gravel or dirt road or driveway), personal car rental policies might not cover the damage.
Remember, you are liable for the deductible on your personal car insurance policy for damage to the rental car.
Do consider purchasing the car rental option with travel insurance coverage for your trip offered by companies specializing in trip insurance (TravelEx, Travel Guard, etc.). It is often less expensive than either the liability coverage offered by the car rental companies or the deductible on your personal car insurance, but you get COMPLETE trip coverage (baggage loss and delays, refund of trip costs for covered cancellation, medical treatment and evacuation, etc.).
I can help you with insurance details for you trip, whether it be complete “cancel-for-any-reason” coverage, or just enough to cover basics, such as a car rental mishap.
July 30, 2013 at 9:10 am
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August 8, 2013 at 3:47 pm
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October 17, 2013 at 9:15 am
I’m curious to find out what blog platform you’re utilizing?
I’m experiencing some minor security problems with my latest website and I would like to find something more secure.
Do you have any recommendations?
October 26, 2013 at 11:56 am
Ashley, I use wordpress.com. You can also get an URL for your blog with them. But I don’t keep up with blogging as I should.
November 4, 2013 at 10:36 am
There is definately a great deal to know about this
issue. I really like all of the points you have made.