Quick Tips


www.chicagotribune.com/travel/la-tr-wreck-20110626,0,33083.story

Above link from the Chicago Tribune is good advice on car rental insurance coverage.

One big mistake car renters make is assuming personal insurance coverage also covers a rental car.  Maybe not. . .

  • If the driver is not listed on the rental contract as an extra driver, his/her or the personal auto insurance coverage of the renter might not cover costs associated with damage to the rental.   (The more economical car insurance companies charge a fee for extra drivers, so sometimes is less expensive to go with a premium car rental company when more than one person will be driving the rental car.)
  • If damage to the rental car due to something prohibited in the rental contract (e.g., driving off-road or even a gravel or dirt road or driveway), personal car rental policies might not cover the damage.

Remember, you are liable for the deductible on your personal car insurance policy for damage to the rental car.

Do consider purchasing the car rental option with travel insurance coverage for your trip offered by companies specializing in trip insurance (TravelEx, Travel Guard, etc.).  It is often less expensive than either the liability coverage offered by the car rental companies or the deductible on your personal car insurance, but you get COMPLETE trip coverage (baggage loss and delays, refund of trip costs for covered cancellation, medical treatment and evacuation, etc.).

I can help you with insurance details for you trip, whether it be complete “cancel-for-any-reason” coverage, or just enough to cover basics, such as a car rental mishap.

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Great advice from our host agency’s CEO, Robert Polk, about personal safety when traveling, especially to Mexico. http://www.cobizmag.com/articles/denver-loves-mexican-vacations

Just got an e-mail flash with a link to the Terry Fator website.  If you go to Las Vegas, don’t miss his incredible show — I’ve seen it twice in one year!

2007 winner of America’s Got Talent, Fator is, indeed, a remarkably talented man:  Ventriliquist, impressionist, comedian and puppet creator.  Fator appears most Tuesdays through Saturdays in The Terry Fator Theater at the Mirage .

But more than talent, Fator is simply a nice guy.  He allows the use of flash photography and recording devices during his performance.  He signs autographs after most shows until the last fan leaves.  The profits from his Mirage gift shop go towards assisting the families of US service men and women deployed overseas.  He supports several charities.  His show is full of patriotic pride and clean enough for my 86-year-old mother to enjoy.  While his humor is adult, unlike so many comic acts and Las Vegas shows, his performance is not profane or raunchy.

Fator’s proverbial white hat goodness comes from a sincere gratitude for his fans.  He quite frankly tells his audience he was able to break out of one-night-stands in Tippacanoe and Tyler, too, into a reported $100 million 5-year contract at the Mirage because his fans voted him into the America’s Got Talent top slot.  With so many celebrities blaming their woes on the zealous pursuit of their fans, it’s refreshing to encounter a talent who actually appreciates his fans and the recognition they’ve given him.

My favorite Fator characters are country singer Walter T Airedale, the character Fator has worked with the longest; Vicki the Cougar who compares herself to fine wine (the older she gets, the easier she goes down!); and Duggie Scott Walker, Fator’s annoying Mary Jane-smoking neighbor who sees strobe lights and hears heavy metal music everywhere.  What Fator does with Cher and a little audience participation is absolutely side-splitting!

Fator’s website is www.terryfator.com, which has links to his blog, charities, performance schedule, etc.

Here’s a ticket tip for Fator’s Mirage performances:  If you arrive in Las Vegas without tickets to Fator’s show, the box office at the Mirage often has same-day performance tickets for MUCH less than the vendors hawking last-minute tickets along the strip.  Show up in person at the box office in the Mirage Casino.  Don’t be put off if the only seats left are in the last row — the first time I saw Fator, this is exactly where I sat.  I can honestly say there is not a bad seat in the house, including those in the last row.  It’s a fairly small theater with closed-circuit TV’s throughout.

Better yet, get your seats before you arrive as part of your Las Vegas vacation package.  Contact me for details on this Unforgettable Journey:  Judy Duran, CTA; 720 270-5767; durandenver@msn.com.